Gambling and debt
Reviewed by GamblingHelp.ie Editorial Team · Last reviewed 2026-06-10
Last reviewed: . Reviewed against the sources listed in our methodology.
Updated: .
Debt is one of the most common consequences of gambling harm. You are not alone, and there are practical steps you can take.
What to do first
- Stop using credit, overdrafts or new loans to gamble.
- Make a written list of what you owe and to whom — no figure is too big to write down.
- Contact MABS for free, confidential, independent money advice.
How MABS can help
- MABS can help you understand your options, contact creditors on your behalf and look at structured solutions.
When debt feels overwhelming
- The Insolvency Service of Ireland offers formal options for unmanageable debt. A qualified money adviser can talk you through whether these may apply.
Support options in Ireland
- Combine money advice with gambling support — they work better together.
When to seek urgent help
- If debt pressure is making you feel unsafe, call 999 or 112, or Samaritans on 116 123.
Use the financial navigator
Find practical next steps for gambling-related money problems in Ireland.
Frequently asked
Useful next steps
Need help right now?
This article is for information only. It is not a diagnosis, treatment, financial advice or a substitute for professional support. GamblingHelp.ie is independent and not affiliated with the HSE, GRAI or any gambling operator.